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Preparing to buy your very first home is an incredibly exciting time. But it can also be an overwhelming and emotional experience, with high stakes decisions to be made and a lot of crucial steps to get your head around. Here's nine tips for Ipswich and Brisbane house hunters from SBB Lending Mortgage Brokers.

Thinking of refinancing?
Refinancing is the process of replacing an existing mortgage with a new loan, either with the same lender or a new lender. In effect, you’re really paying off an existing loan and getting a new one. Typically, people refinance their mortgage to reduce their monthly payments, lower their interest rate, or change their loan from a variable rate to a fixed-rate.